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Most contractors drive around a full-size pickup truck with hundreds of pounds, and often thousands of dollars of construction equipment. Yet one of their most important tools can be a few grams of plastic in their wallet. The right small business credit card can help contractors track expenses, finance materials and even earn valuable rewards.

If your business is contracting, then you probably won’t need many of the features often found on small business cards, including airport business lounge access and other travel perks. Instead, you’ll want to earn rewards for your spending and find an economical means to finance your jobs while you wait for payment.

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Here are three small business credit cards that construction contractors will love:

1.

This small business card offers valuable discounts at Lowe’s home improvement stores, but also rewards from other purchases. Earn Points can be redeemed for Lowe’s, Outdoor Rewards and American Express gift cards starting at $2,500 points. You also get Lowe’s ProServices with access to discounted delivery, bulk rate pricing and a business replenishment program.

As with other American Express cards, you’ll receive expense management tools to help you track expenses and manage your account. There’s no annual fee for this card.

2. Capital One Spark Cash for Business

This card provides outstanding rewards to contractors who open new accounts and continues to offer strong value every year. New card holder can receive . This card also features . Capital One offers you free quarterly and year-end summaries to keep track of your expenses. There’s an annual fee of .

3. The Plum Card from American Express

This unique product offers contractors a choice of extending payment on their purchases, or paying early and earning cash back rewards. When you need to finance a job, you can take up to 60 days to pay your statement with no interest charges. Alternatively, Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date.. This card has no preset spending limit and comes with American Express’s full suite of expense management tools. There’s an annual fee of $250‡.

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