Advertiser & Editorial Disclosure
CapitalOne, always a solid choice for business owners looking for business credit cards, is coming through big this time. Effective 10/22/2019, the and
have been rolling out much bigger, much improved limited time welcome offers. Unfortunately, this limited time offer came to an end on 1/27/2020.Both cards are aimed more towards big spenders and waive the annual fee after the first year, and this new opportunity to earn big gave even more incentive to apply and wield this card for daily business purchases.
Capital One Spark Miles for Business
Current Rewards Offerings
The now offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
The standard earning rate for the term of your card membership will remain the same at
With still valuable means to earn bonuses, the and
are here to help take your business to the next level.Keep in mind that both cards come with a $95 annual fee which is waived for the first year, but with this type of earning potential, you can earn that annual fee several times over just by going about business as usual.
Alternatives
If you’re not able to qualify for either of the above options, there are still other options available to you, although they may not have such generous offers for you.
For more options, see Nav’s articles on the best travel credit cards or best rewards credit cards for your small business. You can also check your personal and business credit scores for free with Nav, to get your business in a better position to qualify for financing. Nav’s Business Loan Builder plan gives you in-depth perspectives on your business credit so you can get set up to apply for a business loan and level up your business.
This article was originally written on January 9, 2020 and updated on January 28, 2020.
I already have a capital one card and I’m maxed out / There is no way they are going to give me one
Hi I am disabled veteran who is looking for a free business grants. Please I need help.
Hi I am disabled veteran who is looking for a free business grants. Please I need help.
Bobby,
At Nav we help small business owners find financing but we don’t offer grant research services. I’d encourage you to talk with a local business mentor, such as a SCORE mentor or SBDC advisor. The SBA local assistance locator can help you find business help. They consult with entrepreneurs for free.
Can I get two CapitalOne Spark Cash business credit cards? I already have one for my S-corp and the card works well with my business model. My second business is a sole proprietorship. Wondering if I qualify for the bonus on the second card if I apply.