Chase Business Credit Cards: How to Find the Right One for You

Chase Business Credit Cards: How to Find the Right One for You

Chase Business Credit Cards: How to Find the Right One for You

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There’s no doubt that Chase is one of the top issuers of business credit cards. The major bank earned this rank by not just offering competitive products, but by giving small business owners a wide variety of choices.

Chase now offers five different business credit cards to choose from. And, to find the right one, you need to look at the features, benefits and costs of each card. Here, we dive into each of Chase’s business credit cards to help you make the right choice for your business.

1. Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account Learn More

This is Chase’s entry-level business card, which is perfect for small business owners looking to earn cash-back rewards with a $0 annual fee. New applicants can Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Benefits include a purchase protection policy and extended warranty coverage. There’s no annual fee for this card, but there is a foreign transaction fee of 3% of each transaction in U.S. dollars

2. Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account Learn More

This is the higher-end product in Chase’s Ink line of business cards, and it’s the right card for those who want to earn flexible travel rewards. New applicants can New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

Points can be transferred to seven airlines and four hotel partners, or are worth 1.25 cents towards reservations booked through the Chase Ultimate Rewards travel center. Benefits include trip cancellation and interruption insurance, cellphone protection and price protection. There’s a $95 annual fee for this card, and no foreign transaction fees.

3. 

Southwest is now the largest carrier of domestic passengers and they offer many advantages to business travelers. For frequent business travelers on Southwest, this card offers a way to earn points towards award travel, and credit towards elite status.

. You earn . You can also earn 1,500 Tier Qualifying Points per $10,000 you spend on the card, up to a maximum of 15,000 Tier Qualifying Points each year.

These points allow you to reach A-List and A-List Preferred status levels sooner. This card has a $99 annual fee, but you get a 6,000-point bonus each year.

4. United MileagePlus Explorer Business Card

This is a card for United Airlines frequent flyers who want to boost their stock of MileagePlus miles. It’s also a great way to enjoy additional travel perks when flying United. New applicants earn 50,000 bonus miles after spending $3,000 on new purchases within three months of account opening. This card offers double miles on all of your tickets purchased from United. You also earn double miles on all restaurant, gas station and office supply store purchases, and one mile per dollar spent elsewhere. It also offers a 10,000-point bonus when you use spend $25,000 with your card in a calendar year.

Benefits include a free standard checked bag, priority boarding and two United Club passes per year. There’s a $95 annual fee for this card that’s waived the first year, and no foreign transaction fees.

5. Marriott Rewards Premier Business Credit Card

Marriott is one of the favorite brands for business travelers, and this card is an excellent way to earn even more points towards free night stays. New cardholders earn 80,000 bonus points after making $3,000 in purchases within three months of account opening. You earn five points per dollar spent at more than 5,700 participating Marriott Rewards and SPG hotels. You also earn double points on airline tickets purchased directly with the airline, as well as at car rental agencies and restaurants.

Other benefits include an annual free night stay and the chance to earn credits towards elite status. There’s a $99 annual fee for this card, and no foreign transaction fees.

More Offers to Consider

This article was originally written on June 19, 2017 and updated on July 2, 2018.

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